At 56, most people are preparing for retirement. But for Andy Loh, Operation Program Manager from Kulim, Kedah, still working in Penang, retirement isn’t the endgame — growth is.
He once believed his age was a limitation. Now, he’s living proof that it’s never too late to build wealth the smart way.
Like many, he had doubts. He already owned five properties in Kedah, bought years ago when prices were still low. But investing again — especially outside his comfort zone — felt risky.
“I didn’t really know the prices in KL,” he shared. “People kept saying, if you buy and get cash out, you might lose money later. So I was afraid of making a wrong move.”
For quite some time, he brushed off his friend’s invitations to join FAR Capital. He thought it was too late for him to start again. Until last year — when he finally gave it a chance.
He joined FAR Capital in 2023, but only became active in October last year.
“I watched the WDIB (What Do I Buy) sessions. That’s when I realised how much I didn’t know about the property market,” he said. “They explained things clearly — what to buy, where to buy, how to buy.” With proper guidance, his fear began to turn into clarity.
Within just one year, he achieved something remarkable — he bought four new properties, all with minimum capital and strategic cashout.
Some purchases were done jointly with his child to extend loan tenure and maximise cashout, turning what most saw as a limitation (his age) into a strategic advantage.
“It’s not just about buying more. It’s about diversifying and building value that can benefit my family. My net worth and portfolio have grown stronger.”
“Apart from that, my kids have learned to invest with minimum capital and see property as a long-term game. That’s the best education I can give them.”
He admits he’s still “greedy” — not out of desire for wealth, but for growth.
“I’m still working even at this age. If I don’t invest, I’ll just waste money on entertainment. It’s safer to buy with FAR Capital — they make sure I don’t lose.”
When asked what he appreciates most about FAR Capital, his answer was simple:
“They’re open, direct, and honest. Integrity — that’s what I see.”
FAR Capital didn’t just help him grow his portfolio; it restored his confidence to invest smarter, not harder. Everything was prepared — the research, the data, the due diligence — so he could focus on making decisions instead of worrying about mistakes.
“Buying with FAR Capital is easy. Everything’s ready. I just decided and signed,” he said.
Even at 56, he isn’t slowing down. His plan?
“Keep buying properties with minimum capital, and build steady cashflow. I’ll keep following FAR Capital’s plan — step by step.”
✅ From fear of being too old to owning multiple properties with smart cashout strategies — his story proves that with the right system, clarity, and honesty, anyone can build wealth at any age.
👉 Join the FIRE Event and learn how investors of all ages are growing their portfolios safely with FAR Capital: https://fire.farcapital.com.my/
