Fully paid off a car loan and my father’s debts, which my father could’ve saved RM2,000 monthly
Far Capital has taught me how to effectively manage my properties in JB while I work in KL.
People think that FAR Capital is all about buying and investing in property. It’s not. It’s also about stabilizing your financial state.
What I learned is that how do I match up my skills to the industry. Now I have increased my income more than 50% – starting at RM3.5K to RM7K+ now.
I want to share what I get here so they can be a real man who give values to others. When I share the knowledge to others, I can see their life changes – their wife and kids are more grateful to them.
FAR Capital not only get you the best deals, it gives you deals that makes sense.
Give FAR Cap a try, it may just be the best decision of your life.
Fully paid off a car loan and my father’s debts, which my father could’ve saved RM2,000 monthly
Far Capital has taught me how to effectively manage my properties in JB while I work in KL.
People think that FAR Capital is all about buying and investing in property. It’s not. It’s also about stabilizing your financial state.
What I learned is that how do I match up my skills to the industry. Now I have increased my income more than 50% – starting at RM3.5K to RM7K+ now.
I want to share what I get here so they can be a real man who give values to others. When I share the knowledge to others, I can see their life changes – their wife and kids are more grateful to them.
FAR Capital not only get you the best deals, it gives you deals that makes sense.
Give FAR Cap a try, it may just be the best decision of your life.
We don’t have an installment plan for the enrollment fee at the moment, however you can pay using a credit card and activate the EPP features with your bank.
At the moment we are only investing in Klang Valley and Johor Bahru – these are the 2 areas with significant population and job opportunities growth, and major infrastructure projects in the pipeline.
There is no maximum age to become a FAR Capital Client - however if your age is above 35 years old, it simply means that your loan tenure will be shorter, which leads to higher monthly repayment / installment amount for your housing loan, and your monthly cash flow may not be as good. However it is actually not a bad thing - cause you will be paying off your loan faster than others, and you pay lesser interest in the long run. You can always overcome this by having younger JV partners (such as children).
In order to purchase a property as soon as possible, it’s best for your net salary to be RM 3,500 and above (RM 4,500 and above for household income). But if your salary is currently lower than that - you can still become a FAR Capital client, but you may not be able to purchase a property immediately. You would have to work on reducing your monthly commitment or increasing your income, but it would be great cause you can start learning and observing how other FAR Capital clients build their portfolio, so that the moment your loan eligibility is sufficient, you’re truly ready to start investing in properties.
Currently we are offering both under-construction and completed properties in the primary market (purchased directly from developers) to our clients. The price range for our current projects is between RM 270,000 to RM 1.5 million.
Currently, we are offering both under-construction and completed properties in the primary market (purchased directly from developers) to our clients.
Yes we can - many clients have benefited from our Debt Consolidation program, we will prepare your individual customized Debt Consolidation Action Plan for you, you just need to follow the recommended steps and you should be able to reduce your monthly commitment.
If you are earning a fixed basic income with CPF contributions, we need at least 3 months’ payslips preceding the month of application, before we can consider your new income for loan assessment. And we don’t encourage for loan application in the event you are in probation period.
For employed or self-employed persons without CPF contributions or if you are earning a variable income with CPF contributions or working part-time, we need at least 6^ months’ payslips preceding the month of application, to verify the stability and regularity of income before determining the amount of income for loan assessment. On top of that , it’s recommended that you support your loan application with your Income Tax Notice of Assessment (NOA).
For those using a working permit, we will need the latest 3 months’ payslip and your employment confirmation letter.
Regular fixed income will be considered as your main income.Any form of variable components such as allowances, overtime pay and bonuses are categorised as supporting income and can be used for loan application with valid document proof. Reimbursements are meant mainly to reimburse expenses incurred and hence, they cannot be accepted as an earned income.
Our range of project price points is from RM250,000 up to RM2,000,000 and consists of residential and commercial, with under construction and completed status
There are many ways worth exploring, for example, commercial property options, buying with another JV partner, refinance option, or using a third-party loan. We will cover more about the technical terms during the one on one sessions
When you sign up as a Full FAR Capital client, you’re recognized as the primary client in our system. We allow every full primary client to nominate collaborative partner - which are meant to become the JV partner for the primary client. The intention is to help our client overcome the limitation of 2 LTV 90% residential loans. Your investment partner must be your direct family member - currently we only accept 3 types of relationships: husband and wife, parents and children, and siblings.
Yes, you can still become a FAR Capital client - but you would have to accept the fact that it may take you some time before you can purchase properties under your own name. First of all, we will help you by conducting financial screening to understand your current situation, and prepare your personalized Debt Consolidation plan. We would recommend that you identify potential investment partners - especially someone within the family who is willing to help you, cause there are plenty of opportunities where you can unlock cash for bad debt repayment by buying properties.
It depends on your financial health - if you’re good to go with sufficient loan eligibility, you can start buying as fast as 2 weeks after signing up. Provided that you complete the attendance of Masterclass (online recording) and submit all your documents for screening.
But if your loan eligibility is insufficient or you have CCRIS / AKPK issues, you would need to go through our Debt Consolidation program to improve your financial health, which may take between 3-12 months. Most clients were able to get out of their financial issues within 12 months and start investing.
Being overseas is not an issue - all the classes, consultation and purchasing process is done online. The only part of the process that requires your physical presence is the legal documents signing (the SPA and LA) which you would need to do at the Malaysian High Commission / Embassy.
Income documents and credit reports are mandatory to enable us to conduct financial screening for you - cause without knowing your financial health and loan eligibility, you won’t be allowed to proceed with any property booking. One of the main reasons why FAR Capital is able to secure non-standard below market property deals is because we commit to the developers that all our purchasers are carefully screened, which would enable the developers to close sales fast - which is what they need.
And without conducting financial screening, we also wouldn’t be able to help you prepare your personalized Debt Consolidation plan, which can help you to optimize your debts and reduce your monthly commitments.
Welcome onboard! You will receive an email containing the next steps - which is to join our Welcoming Session on Monday 9pm. Please follow the Zoom registration link provided in the email, and the second step is to digitally sign the Service Agreement with FAR Capital, then login to our Education Portal.
