“I Was Too Scared to Buy Another Property. I Had No Savings and Was at LTV70. Then This Happened.”
The story of an IT Engineer in Singapore who almost gave up on properties until one unit paid for itself and gave him an RM190K cashout.
I used to think I was done with property. Not because I didn’t believe in it, but because I got burned. Badly.
My name is Simon Lee, and I’m an IT engineer in Singapore. I had already bought three properties before I came across FAR Capital. But by the time I bought the third one, I swore to myself: never again.
The numbers just didn’t make sense anymore. The rent wasn’t enough to cover the monthly instalments, and I couldn’t bear the maintenance costs. My properties were draining my bank account, leaving me with no capital, no savings, and no confidence left. With LTV70 loans, the down payment felt like an impossible hurdle.
So when I found FAR Capital, I didn’t sign up out of confidence. I signed up out of desperation. My skepticism was high, and the fear was still there. What if I picked the wrong unit again? What if this whole service was just another scam?
But something about their structure caught my eye. There was a system, a clear logic, and most importantly, there was someone to guide me through it: a Success Manager. I decided to take one more shot.
My Success Manager introduced me to a project we codenamed Abby, located in Bukit Bintang, Kuala Lumpur. I wasn’t expecting much, and I almost didn’t go for it.
But that one move changed everything.
With Abby, I finally saw what property investment was supposed to look like. The rental income gave me a 7% ROI, which fully covered my monthly installment. Best of all, I received a RM190,000 cashout straight into my bank account.
I used that cashout to boost my savings by 30%. Suddenly, I wasn’t “too broke to invest” anymore. I had liquidity, I had a buffer, and I had momentum.
More than that, my entire belief system shifted. Before, I thought property instalments had to stay under my active income. No exceptions.
Now, I understand that when the rental is solid and the price is right, you’re not taking a risk, you’re multiplying your capacity.
FAR Capital didn’t just show me how to buy, they taught me how to think like a strategic investor.
I’ve now bought four properties through FAR Capital. From here, I plan to build a RM10 million portfolio within the next 10 years.
I’m also now able to support my girlfriend’s café business in Johor while growing toward a leadership role in IT consulting.
My journey is proof that it’s possible to take control of your finances and build a life of independence.
Thank you, FAR Capital.
Lee Shun Hua (Simon Lee)
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If you’re ready to start your own path, I invite you to join me at FIRE 2025. Come learn the same simple strategies that helped me make it happen, and take the first step toward a future where you’re in charge of your own money.
Date: 26 October 2025
Time: 10am-6pm
Venue: YouthCity, Nilai
Register here: https://fire.farcapital.com.my/fire-2025-fie-english/
