I Used My SG Income to Buy 3 Properties in 10 Months

If you’re working overseas and still thinking twice about buying property back home, I want to tell you this story. It’s mine.

My name is Azri. I’m a doctor from Johor Bahru, and today I work in Singapore. Not because I wanted a fancy job with a fancy income but because I come from a humble family.I wanted to change my family’s economic standing, moving from where we were to a place where I can retire early and achieve true financial freedom.

I have always aspired to be rich one day, not for bragging rights or arrogance, but because, as the saying goes, “the hand that gives is better than the hand that receives.” Helping others, especially family, brings a satisfaction that words cannot fully describe.

That belief started shaping my actions early. I became a doctor in 2019. But while waiting almost a year for my placement, I didn’t sit still. I became a property agent. I read Faizul Ridzuan’s book again and again. And I told myself this is how I’ll build my future.

Even before I was a client, I used Faizul’s strategies to buy my first property. I got a great deal with over RM40,000 cashout and a rental that paid for itself. That gave me confidence. But not enough income to go far. I have no capital for my second property.

After a few years, I feel stuck. I know staying in Malaysia might not be enough. I need to earn more, I want to earn more.So last year (2024), I made a tough but necessary decision. I left home and started working in Singapore. It wasn’t easy. I missed my family. But I knew why I did the right thing.

And that’s when everything started to change.

With my foreign income, I finally became a FAR Capital client. I wasn’t new to the content. I had followed Faizul for years. But becoming a client gave me access to the real game.

I bought my second property and received nearly RM100,000 cashout. Then came the third one. This time, I didn’t have to pay any cash deposit, despite the bank only financing 70% for my third property.The project discount was big enough to cover the rest.

In just 10 months, I secured three properties. All under construction. All adding to my net worth. All made possible because I used my income not just to survive but to build.In the coming years, my cash flow will also grow. I have been disciplined with my income, investing in wealth-building assets rather than wasteful spending.

FAR Capital has not only grown my wealth, but also completely transformed the way I think about money, investments, and life. It has reshaped my mindset from just a passive earner to strategically building long-term wealth, taught me how to recognise opportunities that others might overlook, and sharpened my vision for achieving true financial freedom. 

It has been an incredible year. I look forward to securing more great deals and reaching my goal of owning 23 properties by the age of 35. Even though I started five years later than Faizul, with FAR Capital, I now believe that nothing is impossible.” The biggest benefit I’ve gained from FAR Capital is not just owning more properties, but learning how to grow my wealth the smart way. 

I now have a clear plan, the right mindset, and the confidence to achieve financial freedom for myself and my family. Waiting will only cost you more opportunities. Trust the process, take action, and let the results speak for themselves. I believe FAR Capital will continue to provide access to great property deals, proven strategies, and guidance that will help me grow my portfolio and reach these goals faster.

If you’re someone who’s earning in SGD, USD, or any strong currency and you still feel unsure or scared to start, I get it. I’ve been there.

But waiting won’t make it easier.

FAR Capital gave me the tools, the plan, and the support to move forward. All I had to do was take the first step.

You can too.

Join me at FIRE 2025. You might walk in with doubt, but you’ll walk out with direction.

👉 Register now at fire.farcapital.com.my

Azri
Medical Doctor in Singapore. 30 years old.

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