SHORTLY AFTER BEING A FAR CAPITAL CLIENT, I BOUGHT MY FIRST PROPERTY
My friend introduced me to FAR Cap during the first MCO in March 2020 and after three months I decided to join as a client. From there onwards, I got to know more about property investment in a systematic way. This was priceless for me as a REN, FAR Capital offers me a broader opportunity to learn about market updates. With that, I was able to purchase my first property at the age of 23 which was about 6 months after I joined as a client.
DEBT CONSOLIDATION PROGRAM IS VALUABLE
For me, the Debt Consolidation program that FAR Capital offers helps a lot of people including me to solve our issue, especially to be able to buy their first house by teaching them how to reduce their financial commitments. This knowledge does not just benefit me, but also my family and friends where I get to share how they can manage their finances better. It is a win-win for all, and I am so happy that becoming a FAR Capital client get me to advocate financial literacy to those around me so they can live a better and more fulfilling life.
The management and ecosystem in FAR Capital are top notches. It’s hassle-free and I know even after my property is ready to be rented out, I can focus on my daily work without having to worry whether or not I will get a tenant. This is because I can outsource this matter to WeTopia Coliving, a subsidiary of FAR Capital.
AT FIRST, I WAS SKEPTIC ABOUT WETOPIA
At first, I was very sceptical about WeTopia, but Faizul convinced me by showing a real-time result on how they were able to get tenants even during MCO at a 90% occupancy rate. And I also think that the co-living concept is becoming more and more popular these days so the WeTopia Coliving concept will remain relevant in the coming years and I’m looking forward to using this management company on my property soon.
Other than buying property and managing the tenant, the hustle program that FAR Capital brings has changed my life. As for now, I have earned more than RM100,000 after becoming a client through this program. In this trying time where a lot of people are losing their job, I’ve gained so much more thanks to the platform that has been provided by FAR Capital for the clients.
BECOMING A FAR CAPITAL CLIENT IS THE BEST DECISION I EVER MADE
Honestly, if you want to be extraordinary you have to take the risk and do what a lot of people are not willing to do. As for me, I took one year off my studies just to focus on being a REN and this is how I can generate income as of today. In hindsight, being a student, a REN and a FAR Capital client is one of the best decisions I ever made for myself.
FEAR OF LOSING FINANCIAL SECURITY
I am in an Oil & Gas company affected by the pandemic, and I feel very insecure about my job; at the same time, I have a 100K debt. I know I need to secure my financial ground; if I lose my job, everything will fall with me as my wife is a housewife.
I ALWAYS HAD BEEN LOOKING UP TO FAIZUL RIDZUAN’S METHOD
I had known FR since 2013 when I bought his book WTF, but at that time, I didn’t know how to apply it in real life. But in 2020, I came across this ad that says how we can buy a property with no modal. Then I immediately joined the free webinar and signed up as a client afterwards. FAR Cap boosted my confidence to start investing in property.
FAR CAPITAL AND WETOPIA PROVIDED ME A LEVERAGE
FAR Capital is leverage for me. With the debt consolidation program, I have settled my 100K debt thanks to FAR Cap’s knowledge in handling my debt.
Wetopia solves my problem in managing tenants as my nature of work does not enable me to monitor my units. It also offers one of the lowest management fees in comparison to other management companies. I also love the ecosystem in WeTopia as it is an end-to-end system that is integrated with FAR Capital. This has made my experience seamless, and WeTopia has its own USP(unit selling proposition) that makes it stand out more than most competitors.
THEY FOUND A TENANT FOR MY PROPERTY IMMEDIATELY
My property was rented out within two weeks after I handed in the key to WeTopia. I get a positive cash flow every month even after I receive the 100k cashback. This is a no-brainer deal for me, and thanks to FAR Capital for making this happen.
My biggest takeaway from FAR Capital is knowing the property market that FAR Cap offers to their clients. The complete ecosystem in FAR Cap is a leverage for me; it makes my journey much easier, and I get to invest with peace of mind.
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MY WIFE; A COVID-19 FRONTLINER MOTIVATED ME TO IMPROVE MY FINANCES
My wife is a doctor, and she is very dedicated to her work. During this pandemic, she handled many COVID-19 patients. She always gave 150% in her career, which led to a few breakdowns since the pandemic.
This situation broke my heart, and it’s the sole reason for me to improve my finances so that she can do so without worrying about our financial situation when she wants to retire. I want to be able to let her rest as she has gone through so much. At the end of 2020, I started exploring a better return on investment to live more comfortably with my family.
MAKING IT AS INTROVERT THROUGH KNOWLEDGE AND NETWORK
The best thing that FAR Capital offers is knowledge and network. As an introvert, this is a bonus for me. The financial literacy that I’ve gained in FAR Capital is invaluable. I am now working to be a REN, it’s not easy, but with the knowledge that I’ve gained from FAR Capital, it’s much more manageable.
The debt consolidation program gives me more understanding of how to handle bad debts. It also allows me to help my family and friends who are struggling with debts. I get to advise them accordingly and direct them to the proper sources.
GIFTING MY WIFE, A PROPERTY SHE DESERVED
I bought a property for my wife – with no capital. I bought one for my sister too, and me as a guarantor. I am happy to be able to help her as she is a housewife. There is an ongoing loan application for myself, and I’m buying the second property now for my wife.
Imagine me not knowing anything about property and now getting to buy for my wife and sister, thanks to FAR Capital.
THE MINDSET OF THE RICH
I don’t do this for the money for the goodness that I get to share with people. FAR Capital helps me to switch my mindset. I used to be afraid of taking risks and growing my money – as I used to survive, save a bit and carry on with my life. It isn’t bad, but I’m getting nowhere near financial freedom with it.
Mindset is critical- rich people have the right attitude, and they pass it to their generation. While in a poor or middle-class family, they know how to get by. With financial literacy, the clients of FAR Capital will change the lives of our generation
FAR CAPITAL PROGRAMS HELP MANY
I joined the hustle income program to share the values, especially for those who lost their job. I am so happy to help some people gain their income through my sharing of what FAR Capital offers.
FAR Capital offered great programs to help others. For example, WeTopia Co-Living provides the best deals. The rental room has similar comfort and amenities as a well-equipped hotel! If I’m still single, I will rent with WeTopia. As a house owner that provides the property for WeTopia, I have minimal obligations. The WeTopia team handles the management of the house, which is convenient for busy people like me.
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FALLING INTO INVESTMENT SCAM
Before I joined as a client, I tried to buy property on my own. In my pursuit of investing, I stumbled upon this property ‘sifu’, which led me to get scammed. I lost about RM10,000 when the so-called sifu ran away with it. Experiencing this has made me more vigilant and careful before investing in anything or anyone at all.
MEETING THE REAL ‘SIFU’
Fast forward, my friend introduced me to Faizul Ridzuan, where I joined their debate/forum session on finance and property. From there onwards, I started to follow FR more closely and learn whatever he shared online. Most of the knowledge he shared is free. While I know many people were making money just by sharing this knowledge, FR was kind enough to share and educate people with his understanding. It was an incredible eye-opener for me, and I’m sure many people gained benefits from his sharing.
FIRST STEP TO BETTER FINANCIAL LITERACY
I became a member in December 2020, and I wished I had joined earlier. With all the research done by FAR Capital, I get comprehensive knowledge at the tip of my finger. FAR Cap has provided
- information about the property
- thorough research on the area, including the location and amenities
- guide to manage my money and investment
The knowledge I’ve gained from Debt Consolidation has allowed me to guide my friend from struggling to manage her loan. She is now closer to being debt-free. Helping others is a powerful tool that FAR Cap has offered to their clients.
WHY DID I CHOOSE FAR CAPITAL?
If you’re buying property outside, you won’t get the extensive data as FAR Capital offers. I’ve even got to verify the data, and this has given me peace of mind as I know this company is being truthful. This data is nowhere near to what I got before from any other property ‘sifu’.
Being a FAR Capital client also enables me to buy a property with an exclusive deal, thanks to the incredible network that FAR Capital has with many developers and investors. It would be impossible to get a deal just like what I’m getting from FAR Capital elsewhere.
FAR CAPITAL IMPROVES LIVES
With the ecosystem in FAR Capital, I don’t need to worry about anything. It is seamless where I don’t need to think about the renovation, maintain the unit, and even find the right tenant.
With the initiative by hustle income in FAR Capital, I get to increase my revenue, and to some of us who have lost our income, FAR Capital allows them to get up and improve their lives.
MENANGGUNG HUTANG AKIBAT KERUGIAN SAHAM
Sebelum saya menjadi klien FAR Capital saya pernah mengalami masalah kewangan sehingga saya terpaksa menyerahkan diri kepada AKPK sebab tak mampu nak uruskan hutang kredit kad saya. Saya telah menggunakan kredit kad untuk menambah kapital dalam pelaburan saham saya.
Apabila berlaku pertukaran kerajaan pada 2018, saya telah mengalami kerugian yang besar dan menanggung beban hutang yang tinggi. Saya memohon bantuan AKPK untuk menyusun semula hutang saya.
PENAT MEMANDU ‘GRAB’, SAYA MENYERTAI PROGRAM FAR CAPITAL
Oleh kerana masalah kewangan ini, juga saya telah berkerja sebagai pemandu ‘Grab selepas waktu kerja. Ada masanya, saya akan tidur di dalam kereta kerana terlalu penat. Saya cuba mencari kerja sambilan yang lain. Saya telah menyertai program ‘Hustle Income’ yang ditawarkan oleh Far Capital walaupun saya tidak mempunyai pengalaman di dalam bidang ‘sales’.
Kedudukan kewangan saya berubah selepas menyertai Far Capital. Selain berjaya melangsaikan semua hutang kad kredit, saya juga berjaya membeli rumah pertama.
MENUNTUT ILMU UNTUK LANGSAIKAN HUTANG DAN BELI RUMAH
Tak pernah langsung terlintas dalam fikiran untuk saya yang dibebani masalah kewangan yang kritikal, berupaya untuk membeli rumah. Selama ini, saya sangka pelaburan hartanah hanya untuk golongan ‘kayangan’. Saya tidak mempunyai sebarang pengetahuan mengenai pelaburan hartanah sebelum ini. Namun, Far Capital telah memberi panduan yang lengkap serta boleh diikuti dengan baik walaupun oleh orang yang baru belajar seperti saya.
Ilmu yang saya dapat dari Far Capital sangat bernilai. Contohnya, apabila saya belajar mengenai Debt Consolidation, saya berjaya menguruskan hutang dengan bijak. Melalui program ‘Hustle Income’ saya telah berjaya membina simpanan 5-angka. Saya juga telah memperoleh diskaun untuk membeli rumah.
FAR CAPITAL MENGUBAH KEHIDUPAN SAYA
Ramai yang tidak mempercayai nilai pelaburan yuran lifetime untuk menyertai Far Capital. Saya pernah merasa keperitan kerana menghadapi masalah kewangan yang kritikal. Sekarang, bukan sahaja keadaan kewangan telah berubah lebih baik, malah saya telah berjaya membantu adik saya dalam perancangan beliau untuk membeli rumah pertama.
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SALAH BELI HARTANAH DI KAWASAN YANG TIDAK STRATEGIK
Sebelum jadi klien saya telah melabur untuk pembelian rumah berjumlah RM660,000 di Rawang, walaupun kawasan perumahan tersebut tidak strategik. Saya tiada ilmu dalam pelaburan mahupun hartanah. Saya terpaksa menghadapi masalah kewangan yang teruk akibat pembelian tersebut.
Saya perlu menggunakan separuh daripada gaji saya untuk membayar ‘instalment’ rumah. Saya terpaksa kerja lebih masa sehingga tiada masa untuk berehat atau bersama keluarga. Saya pernah bekerja hingga 48 jam, dan tidak bercuti hingga 3-4 minggu.
FAR CAPITAL BANTU SELESAIKAN HUTANG
Saya mengaku yang saya buta kewangan kerana saya tiada masa untuk belajar tentang kewangan, saya terlalu sibuk mencari wang.
Apabila saya join sebagai klien FAR Capital, saya baru sahaja buat personal loan sebanyak RM200,000 kerana saya tidak cukup duit untuk bayar komitmen bulanan. Semasa saya join webinar FR dan belajar tentang 7 kriteria, saya sedar bahawa saya telah membeli property yang tidak memenuhi mana-mana kriteria yang disebutakan. Jadi selepas jadi klien saya amat bersyukur kerana FAR Capital mengajar cara untuk menyelesaikan hutang saya, yang mana tak boleh saya peroleh di tempat lain.
Dahulu saya selalu berselisih faham dengan isteri saya kerana tak cukup duit. Sehingga isteri beli keropok lekor pun saya marah kerana ingin berjimat. FAR Cap membuka jalan saya untuk melangsaikan hutang saya
JANA PENDAPATAN SEHINGGA RM 6000 SEBULAN
Saya juga dapat peluang untuk menjana pendapatan daripada FAR Capital dan disebabkan itu, saya ada lebih banyak masa bersama keluarga. Melalui program Hustle Income saya telah berjaya peroleh sehingga RM6,000 sebulan. Ini sangat membantu saya menguruskan komitmen bulanan disamping menambah simpanan.
FAR Capital telah mengubah kehidupan saya ke arah yang lebih positif. Saya sedikit pun tak menyesal jadi klien FAR Capital, saya pasti saya tak mungkin akan mendapat faedah seperti ini daripada mana-mana platform lain.
Moving forward, saya merancang untuk mendapatkan RM20,000 passive income dan rumah untuk anak-anak saya yang boleh mereka gunakan sebagai dana pendidikan.
FAR Capital provides a shortcut to my property investment journey.
NO KNOWLEDGE OF PROPERTY INVESTMENT
I was raised in a B40 family. There was no exposure to investment nor finance literacy when I was a kid. I had grown interested in learning about investments after I began my career as an engineer. After four years of researching an investment, I purchased the first property sub-sale in 2019 at 300k. I needed 40k to buy the property. It was a very lengthy process as it took more than one year to complete the purchase.
JOURNEY TO A MILLION RINGGIT PROPERTY
For my second purchase, I attended the FR seminar in early 2020; I managed to buy a property valued at RM 1 million with only RM 3000 capital. Thanks to the proper knowledge and mentor, I was able to secure this grade A property.
ALL IT TOOK WAS ONE YEAR
It took me less than a year to learn about financial management and financial literacy. My understanding of property investment had shown much improvement compared to when I studied on my own for four years. I have also successfully guided many people to invest in the right property and develop their financial knowledge.
With the knowledge provided by FAR Capital, I’m able to help those who need my advice in reducing their monthly obligations and future opportunities. Being a FAR Capital client for more than two years enables me to gain mentors and understand in-depth investment management. I am now more confident about investing in properties while improving the lives of the people around me.
LET THEM MANAGE YOUR PROPERTY FOR YOU
As a seafarer, I have no time to manage my property. I was struggling with a property I purchased in 2019. Thus WeTopia Coliving, a property management company under Far Capital, assisted me by renovating the house, designing, finding and accommodating the tenant. The process is effortless as once you get the keys from the developer, you hand in the keys to Wetopia, and they will handle it from A-Z. This is the leverage that I have gotten from being a FAR Capital client.